Viral News Boy :- Millions of people are targeted by scammers every year.
A scam is a dishonest way to make money by deceiving people.
Anyone can fall for a scam – it’s no reflection on your intelligence – but if you know what to look out for, you’re less likely to be taken in.
Scammers do their homework and find information about you before they make contact.Things to look out for includes
job ads that ask for money in advance.
offers that come out of the blue
requests to share your bank accounts details or verify a password or PIN
prizes that ask you to send money up front to claim your winnings
time-limited offers that ask you to act quickly
companies with suspicious contact details, such emails or mobile number
companies that keep calling you repeatedly and stay on the phone for a long time
Offers that you are told not to tell family or friends about.
If something seems too good to be true,Forget about it.
HOW TO PROTECT YOURSELF
You may be approached
☆on social media
☆by phone or text.
If anyone comes to your door, make sure you check their ID. Don’t let anyone in if you don’t want to.
If you are interested in what they are offering, don’t agree to buy anything there and then. Take your time and check their credentials.
If they are offering a service, get quotes from two or three other businesses as well.
Install anti-virus and firewall software and make sure you keep it up to date.
Don’t click on links or attachments in an unsolicited email, even to unsubscribe. Go to the organisation’s own website.
Don’t reply to scam emails even to say no – this lets the scammer know the account is active.
Don’t do any financial transactions – eg online banking or shopping – over public WiFi.
On social media
Don’t use your names or birthday as passwords
Check your privacy settings regularly to make sure they’re up to date.
If you receive a message from someone you know asking for money, double-check with that person, such as by calling them.
Don’t share personal information, or information that could help a criminal, such as when you’re on holiday and your home will be empty.
If you’re not sure whether an account is genuine, find another way to contact the person.
On the phone
Be wary of suspicious callers, If you answer the phone and hear a recorded voice , hang up it could be a scammer.
Ask for the name of anybody that is calling you and who they represent. Check the information by calling the company’s head office.
Wait for at least 20 minutes before you call an organisation or company that has called you unexpectedly or use a different phone line.
Never send money to someone you have never met.
Be very careful about your personal details.
Never send money to someone you don’t know or trust. And remember – your bank or the police will never ask for your PIN or password or ask you to transfer funds for fraud reasons.
Your bank will never come to your house to collect cash, your pin, payment card or chequebook
Your bank will never phone you to ask for your PIN or your online banking password.
Your bank will never ask you to transfer money to a new account for fraud reasons.
Suspect a phone scam? Hang up, wait five minutes to clear the line or use another phone to call your bank.
Genuine computer firms do not make unsolicited phone calls to help you fix your computer.
Don’t suffer in silence – speak out about scams
Common Scams to Watch Out For
Phrases such as “one-off investment opportunities”, “free pension reviews”, “legal loopholes”, “cash bonus”, “up-front cash sum”, “government endorsement”, “pension liberation,” are commonly used in pension scams.
Using online dating websites scammers engaged victims into long-distance relationships using emails, texting and phone calls. Once they have gained the confidence of their victim’s trust, they will begin asking for financial help.
Fraudsters often use the names of well-known companies to commit their crime as it gives a mask of legitimacy to their cruel schemes. Methods include, stealing personal information, and installing virus or malware before charging to remove it.
Have you been scammed?
If you think you have provided your account details, passport, tax file number, licence, Medicare or other personal identification details to a scammer, contact your bank, financial institution, or other relevant agencies immediately. Always report scams, This help to warn people about current scams, monitor trends and disrupt scams where possible.