6 Ways Fraudsters Can Hack Into Your Bank Account



Viral News Boy :- In this digital age it’s no secret that many transactions are now being made through the internet. From buying clothes and shoes to shopping for groceries, almost anything you want can be found and paid for online.

But many people aren’t aware of the number of fraudsters lurking around the web, gathering information needed to drain their hard earned money dry through seemingly harmless tricks.

If you engage in internet banking and the likes, there are many ways these hackers may try to get to you and you won’t even notice until your money is gone.

Here are some things to beware of :

 1. Suspicious Emails, Text Messages and Phone Calls


This is the easiest trick to spot. You may be sent an email or text message saying that there is some kind of issue with your bank account and may be further instructed to send your bvn number so that they can clear the error.

Alternatively, you may be called randomly and told that the caller is a representative of your bank. Under no circumstances should you share your bank account details with anyone. Do not send your bank account details to any random number. More often than not, it is a scheme devised to hack into your bank account. If there is any issue you with your account, go to an official branch of your bank to resolve it.

 2. Malicious Websites


Never go to websites without the ‘s’ in ‘https’. The ‘s’ stands for safe and if it isn’t included in the website address then it isn’t safe to proceed to. If you shop online a lot, you should also be careful of websites that require your bank account or card details as some of these sites may be a front for scammers. As soon as you enter your details in such fruad sites, it goes straight to them and they will have access to your account.

Only shop from legitimate, safe and trusted websites to avoid such traps.

 3. Fake Banking Apps


If you’re the type to download your apps from third party stores( stores other than Google Play, Apple App Store, Amazon, Steam) then be careful. There are some hackers that are advanced in their skills, enough to create a fake version of your mobile banking app. They post those apps online and wait for unsuspecting users to download them. If you happen to download such an app and put in your account details then you can kiss your hard earned money goodbye.

Try as much as possible to only download apps from trusted sources to avoid playing into the hands of these hackers.

 4. Malware


Again if you like to download apps from third party sites online be warned. Some of these apps are really just malware and viruses in disguise. Hackers may design an app for the purpose of gathering information from your phone. Once the app is installed, it will proceed to transfer all the details of your phone – from account passwords, contact information to other private information – to their base. If you have information relating to your bank account stored on your phone, such as bank alerts or transfer codes then its game over.

 5. Weak Passwords :


Using the same password for all of your accounts may make them easier to remember but it also makes you more vulnerable to cyber attacks.

If hackers can get the password to one of your accounts then they have the power to infiltrate all your accounts, one of which may contain information relating to your bank details.

Try to make strong unique passwords with lots of characters and numbers and never share them with anyone!

 6. Careless Handling Of Sensitive Information


Your account may also be compromised and drained if you don’t keep your information safe. A carelessly thrown away check would contain your bank account number and other information that hackers need (such as date of birth, address, phone number) can easily be obtained from your social media accounts!

Keep sensitive information safe and remove such information from your social media accounts. It may seem extreme, but it’s better to be safe than sorry.

As you can see, there are so many ways your sensitive information can be compromised and your bank accounts hacked into and drained. Taking the above precautions will help you avoid becoming the next unsuspecting victim of a fraudster.

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